Think Clearly....
      Decide Better

“Get up to 45 days of free credit !” It sounds like magic — buy now, pay later, no interest. But here’s the real trick: the "free" part only works if you play by the bank’s exact rules. Let’s unpack how credit cards really make money, and how you can use them without ever paying a rupee in interest. 1. The Billing Cycle Magic Every credit card runs on a billing cycle , usually 30 days long. During this time, you swipe, tap, and spend — and all those transactions pile into one